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AI-powered savings concierge

Stop leaving money on the table.

Upload your bills, subscriptions, and bank statements. Costra finds wasted spending, duplicate charges, and cheaper alternatives — in minutes.

S M J A R
82+ people already on the waitlist
Costra Analysis
3 documents scanned
Netflix
Cheaper plan $7/mo
Gym membership
Unused $49/mo
Internet plan
Better rate $22/mo
Adobe CC
Duplicate $55/mo
Total monthly savings $133
↓ 41% avg. monthly spend
Private & secure
$847
Average annual savings per user
2.4k+
People using Costra this month
12min
Average time to first results
94%
Users find at least one saving

How it works

Three steps to real savings

No spreadsheets. No hours of research. Just upload what you have and let Costra do the work.

01

Upload your bills

Drag and drop photos of bills, subscription screenshots, receipts, or bank statements. Any format works — JPG, PNG, PDF, or plain screenshots.

02

Costra analyzes

Our AI reads every line, flags duplicate services, spots overpriced plans, catches hidden fees, and researches cheaper alternatives available right now.

03

You keep the savings

Receive a clear, plain-English report with exactly what to cancel, switch, or negotiate. Act on our findings in minutes, not hours.

AI Scanner Releasing soon

The smartest way to review expenses

Costra's scanner reads and understands your bills the way a financial expert would — then finds every possible place to save.

Bill & statement reader

Reads utility bills, subscription receipts, and bank statements. No manual data entry needed.

Hidden fee detection

Catches obscure charges buried in fine print — maintenance fees, auto-renewal traps, unused add-ons.

Alternative plan finder

Researches current market rates and recommends cheaper providers or plan downgrades with real savings estimates.

Privacy-first by design

Your documents are analyzed securely and never shared. We delete uploaded files within 24 hours.

Scanner unlocks at launch
Join the waitlist

Drop your files here

Drag and drop bills, screenshots, or documents

JPG / PNG PDF Screenshots Receipts
or paste a link to your statement
Live analysis preview
3 findings
Your results will appear here
STRM
Streaming bundle
Netflix + Hulu + Disney+
Save $14/mo
GYM
Gym membership
Last used 4 months ago
Cancel → $49/mo
MOB
Phone plan
Overpaying vs. current offers
Review → $18/mo

Real findings

What Costra finds for people like you

These are the kinds of savings our users discover every day. Small leaks add up to hundreds a year.

Alternative plan
Streaming overlap
Subscribed to Netflix, Hulu, and Max with content overlap. Switching to a bundle and cutting one service saves immediately.
$19 /month
est. monthly savings
Unused service
Forgotten gym membership
Auto-renewing gym subscription with zero visits in the past 6 months. A quick cancellation call recovers this completely.
$49 /month
est. monthly savings
Overpriced plan
Internet overpay
Current plan is $20/mo above the current promotional rate from the same provider. A 10-minute call gets the lower rate applied.
$20 /month
est. monthly savings
Duplicate charge
Cloud storage double-bill
Paying for both iCloud and Google One at full price with combined storage that could fit on one plan at half the cost.
$11 /month
est. monthly savings
Better rate available
Mobile plan upgrade trap
On a legacy carrier plan paying $85/mo for 10GB. Current MVNOs offer 50GB unlimited for $25. No contract required.
$60 /month
est. monthly savings
Family plan switch
Music streaming x3
Three household members on separate music subscriptions. Switching to a family plan cuts the combined bill by more than half.
$23 /month
est. monthly savings

Average Costra user saves

Across subscriptions, utilities, phone, internet, and more.

$847 /year

Everything you need

Built for real people, real savings

AI-powered analysis

Trained on thousands of bill formats, our AI reads and understands documents the way a savings expert would.

Fast turnaround

Most reports are ready in under 15 minutes. No waiting days for a consultant to get back to you.

Plain-English reports

No jargon, no ambiguity. Each finding explains what to do, why, and exactly how much you'll save.

Subscription tracking

Upload once and Costra keeps track of your recurring charges, alerting you to price hikes and renewal traps.

Human review option

Complex situations get a real expert review layered on top of the AI analysis. Always available on request.

Any format accepted

JPG, PNG, PDF, or a screenshot from your phone — Costra reads it all without requiring any special format.

Simple pricing

Launching soon.

Join the waitlist to lock in early access and be first to know when we go live.

Monthly
$9.99 /mo
Billed monthly. Cancel anytime.
  • Unlimited bill uploads
  • Full AI savings analysis
  • Hidden fee detection
  • Cheaper plan finder
  • Plain-English savings report
  • Email support

Waitlist spots are free. You'll get an email the moment we launch — with priority access before the general public.

Costra roadmap

Manual savings audit

Upload bills, get a clear savings report within minutes. Running now.

Live now

AI bill reader

Automatic document parsing and line-item analysis.

Live now

Bank account connection

Securely link accounts for continuous automatic monitoring.

Coming soon

Negotiation concierge

We make the calls and negotiate lower rates on your behalf.

Coming soon

About Costra

Your personal savings concierge

Most people overpay on bills, subscriptions, and services every single month — not because they want to, but because reviewing everything takes time they don't have. Costra fixes that.

No financial expertise required. If you can take a screenshot, you can use Costra.

Built for everyday people. Students, families, renters, and working adults — not just financial nerds.

We grow with you. Costra starts as a savings audit and is expanding into full financial concierge services.

Get your free savings report

Real people, real savings

What our users are saying

★★★★★

I uploaded 6 screenshots in 3 minutes. Costra found a $61/month gym charge I forgot existed and a cheaper phone plan. Paid for itself instantly.

S
Sarah M.
College student, Chicago
+$82/mo saved
★★★★★

As a family of four, our subscriptions had completely gotten away from us. Costra found three services we were double-paying for. Unbelievable.

J
James T.
Father of two, Austin TX
+$143/mo saved
★★★★★

I thought I was already being careful with money. Costra found $54/month I was leaving on the table without even realizing it. Eye-opening.

A
Anika R.
Freelancer, New York
+$54/mo saved

FAQ

Questions answered

Costra accepts photos of paper bills, screenshots of online subscriptions, PDF statements, receipts, bank statements, credit card statements, and any document showing charges or recurring payments. If you can see a charge on it, we can read it.
Yes. Your documents are encrypted in transit and at rest. We analyze them to extract spending data, then delete the original files within 24 hours. We never sell your data or share it with third parties. We also never ask for login credentials or account access.
Most reports are ready in 10–15 minutes. For larger sets of documents or complex cases requesting a human review layer, it can take up to a few hours. You'll receive an email as soon as your report is ready.
Your first savings report is completely free. After that, we offer a simple monthly plan. Given that the average user saves $847/year, Costra pays for itself many times over. See our pricing page for current plans.
No — not right now. Costra is designed to work entirely from uploaded documents. You upload what you have, we analyze it. Bank and card connections are an optional feature coming later for users who want continuous monitoring.
Upload whatever you have. Even a few screenshots can surface meaningful savings. Most email inboxes have confirmation emails from subscription services — those work too. You don't need everything to get started.
Right now, Costra identifies every saving opportunity and tells you exactly how to act on it. A human concierge who makes calls and cancels services on your behalf is coming soon. Until then, we give you everything you need to do it yourself in minutes.

Coming soon

Get early access.
Start saving day one.

The average household wastes $847 a year on forgotten subscriptions and overpriced plans. Be first to find yours.

Payments aren't live yet. Join the waitlist to get early access.
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Monthly
$9.99/mo
7-day free trial
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No charge during your trial. Cancel any time.